:root {
  --ink: #172033;
  --muted: #667085;
  --bg: #f5f7fb;
  --paper: #ffffff;
  --line: #d9e1ec;
  --soft: #eef3f9;
  --blue: #1f66d1;
  --blue-dark: #164a9b;
  --orange: #f27a3d;
  --shadow: 0 16px 38px rgba(23, 32, 51, 0.08);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--bg);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.5;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select {
  font: inherit;
}

.section {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  z-index: 20;
  top: 0;
  min-height: 72px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 12px max(16px, calc((100vw - 1120px) / 2));
  border-bottom: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.95);
}

.brand,
.main-nav,
.hero-actions,
.field-heading,
.range-meta,
.step-strip,
.step-strip div {
  display: flex;
  align-items: center;
}

.brand {
  gap: 10px;
  font-weight: 850;
}

.brand-mark {
  width: 38px;
  height: 38px;
  display: grid;
  place-items: center;
  border-radius: 8px;
}

.brand-logo {
  width: clamp(118px, 14vw, 158px);
  height: auto;
  max-height: 42px;
  display: block;
  object-fit: contain;
}

.brand-mark {
  color: #ffffff;
  background: var(--blue);
}

.main-nav {
  gap: 8px;
  color: var(--muted);
  font-size: 0.95rem;
}

.main-nav a {
  padding: 10px 12px;
  border-radius: 8px;
}

.main-nav a:hover {
  color: var(--blue);
  background: var(--soft);
}

.nav-action,
.primary-button,
.secondary-button,
.protection-jump,
.result-secondary {
  min-height: 42px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  border: 0;
  font-weight: 800;
  white-space: nowrap;
  cursor: pointer;
}

.nav-action,
.primary-button,
.protection-jump {
  padding: 0 18px;
  color: #ffffff;
  background: var(--blue);
}

.secondary-button {
  padding: 0 18px;
  border: 1px solid var(--line);
  background: var(--paper);
}

.hero {
  padding: 72px 0 34px;
  background: linear-gradient(180deg, #ffffff 0%, #f7faff 100%);
}

.hero-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 36px;
  align-items: center;
}

.eyebrow {
  margin: 0 0 10px;
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 690px;
  margin-bottom: 18px;
  font-size: clamp(2.6rem, 6vw, 5.3rem);
  line-height: 0.98;
  letter-spacing: 0;
}

h2 {
  margin-bottom: 12px;
  font-size: clamp(2rem, 4vw, 3.6rem);
  line-height: 1;
}

h3 {
  margin-bottom: 8px;
  font-size: 1.25rem;
}

.hero-copy p {
  max-width: 650px;
  color: var(--muted);
  font-size: 1.08rem;
}

.hero-actions {
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}

.hero-summary {
  display: grid;
  gap: 12px;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.hero-summary div {
  padding: 0 0 14px;
  border-bottom: 1px solid var(--line);
  background: transparent;
}

.hero-summary span,
.hero-summary strong,
.hero-summary p {
  display: block;
}

.hero-summary span {
  color: var(--muted);
  font-size: 0.86rem;
  font-weight: 700;
}

.hero-summary strong {
  margin-top: 2px;
  font-size: 1.35rem;
  line-height: 1.15;
}

.hero-summary p {
  margin: 2px 0 0;
  color: var(--muted);
  font-size: 0.92rem;
}

.step-strip {
  justify-content: space-between;
  gap: 12px;
  margin-top: 22px;
  padding: 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.74);
  box-shadow: 0 12px 30px rgba(23, 32, 51, 0.05);
}

.step-strip div {
  flex: 1;
  display: grid;
  align-items: start;
  gap: 6px;
  min-width: 0;
  padding: 14px;
  border-radius: 8px;
  background: #fbfcff;
}

.step-strip span {
  color: var(--blue);
  font-size: 0.76rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.step-strip strong {
  font-size: 1rem;
  line-height: 1.25;
}

.step-strip p {
  margin: 0;
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.4;
}

.calculator-section,
.compare-section,
.process-section,
.market-section,
.protection-section {
  scroll-margin-top: 96px;
  padding-top: clamp(96px, 9vw, 132px);
}

.section-heading {
  max-width: 760px;
  margin-bottom: 34px;
}

.section-heading p:not(.eyebrow) {
  color: var(--muted);
  font-size: 1.04rem;
}

.calculator-shell {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 420px;
  gap: 20px;
  align-items: stretch;
}

.calculator-form,
.result-panel,
.process-card,
.process-steps article,
.market-grid article {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.calculator-form,
.result-panel {
  padding: clamp(20px, 3vw, 30px);
}

.calculator-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-bottom: 18px;
}

.calculator-top span {
  color: var(--blue);
  font-size: 0.9rem;
  font-weight: 800;
}

.field-group {
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fbfcff;
}

.field-group + .field-group {
  margin-top: 16px;
}

.field-heading {
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 16px;
}

label {
  font-weight: 850;
}

.value-input {
  min-width: 190px;
  min-height: 50px;
  display: inline-flex;
  align-items: center;
  justify-content: flex-end;
  gap: 8px;
  padding: 0 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  color: var(--muted);
  font-weight: 800;
}

.value-input.compact {
  min-width: 162px;
}

.value-input input {
  width: 112px;
  border: 0;
  outline: 0;
  color: var(--ink);
  background: transparent;
  font-weight: 850;
  text-align: right;
}

.value-input.compact input {
  width: 54px;
}

.range-control {
  width: 100%;
  height: 10px;
  appearance: none;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--blue) 0%, var(--blue) var(--range-fill, 10%), #dbe4f0 var(--range-fill, 10%), #dbe4f0 100%);
  cursor: pointer;
}

.range-control::-webkit-slider-thumb {
  width: 24px;
  height: 24px;
  appearance: none;
  border: 4px solid #ffffff;
  border-radius: 50%;
  background: var(--blue);
  box-shadow: 0 4px 14px rgba(31, 102, 209, 0.25);
}

.range-control::-moz-range-thumb {
  width: 16px;
  height: 16px;
  border: 4px solid #ffffff;
  border-radius: 50%;
  background: var(--blue);
  box-shadow: 0 4px 14px rgba(31, 102, 209, 0.25);
}

.range-meta {
  justify-content: space-between;
  margin-top: 10px;
  color: var(--muted);
  font-size: 0.86rem;
}

.quick-picks {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  margin-top: 16px;
}

.preset-button {
  min-height: 40px;
  border: 1px solid var(--line);
  border-radius: 8px;
  color: var(--ink);
  background: var(--paper);
  font-weight: 800;
  cursor: pointer;
}

.preset-button:hover,
.preset-button.is-active {
  color: #ffffff;
  border-color: var(--blue);
  background: var(--blue);
}

.result-panel {
  display: flex;
  flex-direction: column;
}

.result-topline span,
.result-topline strong,
.rate-options span,
.rate-options strong,
.rate-options p,
.result-note strong,
.result-note p {
  display: block;
}

.result-topline {
  margin-bottom: 18px;
}

.result-topline span {
  color: var(--muted);
  font-size: 0.86rem;
  font-weight: 750;
}

.result-topline strong {
  margin-top: 4px;
}

.rate-options {
  display: grid;
  gap: 12px;
}

.rate-options article {
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fbfcff;
}

.rate-options article.protected-option {
  border-color: rgba(242, 122, 61, 0.38);
  background: #fff8f3;
}

.rate-options span {
  color: var(--muted);
  font-weight: 800;
}

.rate-options strong {
  margin-top: 8px;
  font-size: clamp(2rem, 3vw, 3rem);
  line-height: 1;
  overflow-wrap: anywhere;
}

.rate-options p {
  margin: 10px 0 0;
  color: var(--muted);
  font-size: 0.94rem;
}

#insuranceRate {
  display: inline;
  color: var(--orange);
}

.result-note {
  margin-top: 14px;
  padding: 16px;
  border-radius: 8px;
  background: var(--soft);
}

.result-note p {
  margin: 6px 0 0;
  color: var(--muted);
  font-size: 0.94rem;
}

.result-actions {
  display: grid;
  gap: 10px;
  margin-top: auto;
}

.protection-jump,
.result-secondary {
  width: 100%;
}

.result-secondary {
  padding: 0 18px;
  border: 1px solid var(--line);
  color: var(--ink);
  background: var(--paper);
}

.process-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.35fr);
  gap: 18px;
  align-items: stretch;
}

.process-card {
  padding: 26px;
}

.process-highlight {
  display: flex;
  flex-direction: column;
  background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.process-highlight span,
.market-grid span {
  display: inline-flex;
  margin-bottom: 18px;
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.process-highlight p {
  color: var(--muted);
}

.process-highlight .protection-jump {
  margin-top: auto;
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.process-steps article {
  min-height: 190px;
  padding: 20px;
}

.process-steps span {
  display: inline-flex;
  margin-bottom: 18px;
  color: var(--blue);
  font-size: 0.88rem;
  font-weight: 900;
}

.process-steps p,
.market-panel p,
.market-grid p {
  margin-bottom: 0;
  color: var(--muted);
}

.market-panel {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1.18fr);
  gap: 24px;
  align-items: start;
  padding: 38px 0;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.market-panel h2 {
  max-width: 520px;
}

.market-panel > div:first-child p:not(.eyebrow) {
  max-width: 580px;
  color: var(--muted);
  font-size: 1.04rem;
}

.market-grid {
  display: grid;
  gap: 14px;
}

.market-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.market-grid article {
  padding: 20px;
}

.compare-list {
  display: grid;
  margin-top: 6px;
  padding: 4px 28px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.compare-item {
  display: grid;
  grid-template-columns: 190px minmax(0, 1fr);
  gap: 28px;
  align-items: start;
  padding: 32px 0;
  border-bottom: 1px solid var(--line);
}

.compare-item:last-child {
  border-bottom: 0;
}

.compare-item span {
  display: inline-flex;
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.compare-item h3 {
  margin-bottom: 4px;
  font-size: clamp(1.35rem, 2.4vw, 2rem);
  line-height: 1.1;
}

.compare-item p {
  max-width: 640px;
  margin-bottom: 0;
  color: var(--muted);
}

.protection-panel {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(0, 1.18fr);
  gap: 30px;
  align-items: stretch;
  padding: 40px 30px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.protection-main {
  display: grid;
  align-content: center;
  gap: 12px;
  padding-right: 26px;
  border-right: 1px solid var(--line);
}

.protection-main span,
.protection-list span {
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.protection-main strong {
  display: block;
  max-width: 430px;
  font-size: clamp(2.1rem, 4vw, 4.2rem);
  line-height: 0.98;
}

.protection-main p,
.protection-list p {
  margin-bottom: 0;
  color: var(--muted);
}

.protection-list {
  display: grid;
}

.protection-list div {
  display: grid;
  gap: 8px;
  padding: 18px 0;
  border-bottom: 1px solid rgba(217, 225, 236, 0.9);
}

.protection-list div:first-child {
  padding-top: 0;
}

.protection-list div:last-child {
  padding-bottom: 0;
  border-bottom: 0;
}

.site-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  margin-top: clamp(96px, 9vw, 132px);
  padding: 28px max(20px, calc((100vw - 1120px) / 2));
  color: rgba(255, 255, 255, 0.75);
  background: var(--ink);
}

.site-footer strong,
.site-footer span {
  display: block;
}

.site-footer strong {
  color: #ffffff;
}

.site-footer p {
  max-width: 680px;
  margin: 0;
  font-size: 0.9rem;
}

.application-page,
.success-page {
  min-height: calc(100vh - 72px);
  padding-bottom: 72px;
}

.application-hero {
  padding: 72px 0 28px;
}

.application-hero h1 {
  max-width: 820px;
}

.application-hero p:not(.eyebrow) {
  max-width: 720px;
  color: var(--muted);
  font-size: 1.08rem;
}

.application-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 360px;
  gap: 20px;
  align-items: start;
}

.application-card,
.application-panel,
.success-card {
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.application-card {
  padding: clamp(20px, 3vw, 30px);
}

.application-panel {
  position: sticky;
  top: 96px;
  padding: 24px;
}

.application-start-card {
  margin-bottom: 28px;
  padding: clamp(22px, 4vw, 32px);
  border: 1px solid var(--line);
  border-radius: 8px;
  background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.application-start-card h2 {
  margin-bottom: 8px;
  font-size: clamp(2rem, 4vw, 3.1rem);
  line-height: 1.04;
}

.application-start-card p {
  margin-bottom: 26px;
  color: #59677f;
  font-size: clamp(1.18rem, 2vw, 1.5rem);
  font-weight: 850;
}

.start-progress-meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 10px;
  color: #59677f;
  font-size: clamp(1rem, 2vw, 1.3rem);
}

.start-progress-track {
  height: 12px;
  overflow: hidden;
  border-radius: 999px;
  background: #e4ecfb;
}

.start-progress-track span {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, #1374f2 0%, #4aa2ff 100%);
  transition: width 180ms ease;
}

.form-section-heading {
  margin-bottom: 20px;
}

.form-section-heading h2 {
  font-size: clamp(1.65rem, 3vw, 2.3rem);
}

.form-section-heading p {
  margin-bottom: 0;
  color: var(--muted);
}

.application-simple-grid {
  display: grid;
  gap: 16px;
}

.simple-field {
  position: relative;
  display: grid;
  gap: 10px;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fbfcff;
}

.simple-field label {
  font-size: 0.95rem;
}

.simple-input {
  min-height: 58px;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 0 16px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  color: var(--muted);
  font-weight: 850;
}

.simple-input:focus-within {
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(31, 102, 209, 0.12);
}

.simple-field.has-error .simple-input {
  border-color: #d92d20;
  box-shadow: 0 0 0 4px rgba(217, 45, 32, 0.12);
}

.simple-input input {
  width: 100%;
  min-width: 0;
  border: 0;
  outline: 0;
  color: var(--ink);
  background: transparent;
  font-size: 1.35rem;
  font-weight: 850;
}

.simple-input input[type="number"] {
  max-width: 96px;
}

.simple-field p {
  margin: 0;
  color: var(--muted);
  font-size: 0.9rem;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.form-field {
  position: relative;
  display: grid;
  gap: 8px;
}

.full-span {
  grid-column: 1 / -1;
}

.form-field input,
.form-field select {
  width: 100%;
  min-height: 50px;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 0 14px;
  color: var(--ink);
  background: #fbfcff;
  outline: 0;
}

.form-field input:focus,
.form-field select:focus,
.value-input:focus-within {
  border-color: var(--blue);
  box-shadow: 0 0 0 4px rgba(31, 102, 209, 0.12);
}

.field-hint {
  margin: 0;
  font-size: 0.84rem;
}

.field-hint {
  color: var(--muted);
}

.field-error {
  position: absolute;
  z-index: 20;
  top: calc(1.5rem + 8px + 25px);
  right: 16px;
  width: 20px;
  height: 20px;
  display: grid;
  place-items: center;
  margin: 0;
  border-radius: 50%;
  color: #ffffff;
  background: #d92d20;
  font-size: 0.78rem;
  font-weight: 900;
  line-height: 1;
  transform: translateY(-50%);
  cursor: help;
}

.field-error[hidden] {
  display: none;
}

.field-error::after {
  content: attr(data-message);
  position: absolute;
  top: calc(100% + 10px);
  right: 0;
  width: min(300px, calc(100vw - 48px));
  padding: 10px 12px;
  border-radius: 8px;
  color: #ffffff;
  background: var(--ink);
  box-shadow: var(--shadow);
  font-size: 0.84rem;
  font-weight: 750;
  line-height: 1.35;
  opacity: 0;
  pointer-events: none;
  transform: translateY(-4px);
  transition: opacity 140ms ease, transform 140ms ease;
}

.field-error:hover::after,
.field-error:focus::after {
  opacity: 1;
  transform: translateY(0);
}

.form-field.has-error input,
.form-field.has-error select {
  border-color: #d92d20;
  box-shadow: 0 0 0 4px rgba(217, 45, 32, 0.12);
}

.form-field.has-error input {
  padding-right: 42px;
}

.simple-field .field-error {
  top: calc(1.5rem + 10px + 29px);
  right: 28px;
}

.address-suggestions {
  max-height: 260px;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.address-suggestions button {
  width: 100%;
  display: grid;
  gap: 2px;
  padding: 12px 14px;
  border: 0;
  border-bottom: 1px solid var(--line);
  color: var(--ink);
  background: var(--paper);
  text-align: left;
  cursor: pointer;
}

.address-suggestions button:last-child {
  border-bottom: 0;
}

.address-suggestions button:hover,
.address-suggestions button:focus {
  background: var(--soft);
}

.address-suggestions span {
  color: var(--muted);
  font-size: 0.9rem;
}

.check-field {
  position: relative;
  display: grid;
  grid-template-columns: 20px 1fr;
  gap: 10px;
  align-items: start;
  padding: 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #fbfcff;
  color: var(--muted);
  font-weight: 650;
}

.check-field input {
  width: 18px;
  height: 18px;
  margin-top: 2px;
}

.check-field.has-error {
  border-color: #d92d20;
  box-shadow: 0 0 0 4px rgba(217, 45, 32, 0.12);
  padding-right: 52px;
}

.check-field .field-error {
  top: 50%;
  right: 14px;
}

.form-actions {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  margin-top: 22px;
}

.form-message {
  margin: 18px 0 0;
  padding: 14px;
  border-radius: 8px;
  color: var(--blue-dark);
  background: var(--soft);
  font-weight: 800;
}

.panel-label {
  display: inline-flex;
  margin-bottom: 14px;
  color: var(--blue);
  font-size: 0.82rem;
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.application-summary {
  display: grid;
  gap: 12px;
  margin-bottom: 18px;
}

.application-summary div {
  padding-bottom: 12px;
  border-bottom: 1px solid var(--line);
}

.application-summary span,
.application-summary strong {
  display: block;
}

.application-summary span {
  color: var(--muted);
  font-size: 0.86rem;
  font-weight: 750;
}

.application-summary strong {
  margin-top: 2px;
  font-size: 1.2rem;
  line-height: 1.2;
  overflow-wrap: anywhere;
}

.application-panel p {
  color: var(--muted);
  font-size: 0.94rem;
}

.application-panel .legal-note {
  margin-bottom: 0;
  font-size: 0.82rem;
}

.honey-field {
  position: absolute;
  left: -9999px;
}

.success-page {
  display: grid;
  align-items: center;
  padding-top: 52px;
}

.success-card {
  max-width: 760px;
  padding: clamp(28px, 5vw, 52px);
  text-align: center;
}

.success-mark {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  margin: 0 auto 18px;
  border-radius: 8px;
  color: #ffffff;
  background: var(--blue);
  font-weight: 900;
}

.success-card h1 {
  max-width: none;
  font-size: clamp(2.2rem, 5vw, 4.3rem);
}

.success-card p {
  color: var(--muted);
  font-size: 1.04rem;
}

.success-card .primary-button {
  margin-top: 12px;
}

@media (max-width: 920px) {
  .main-nav {
    display: none;
  }

  .hero-layout,
  .calculator-shell,
  .application-layout,
  .process-layout,
  .market-panel,
  .protection-panel {
    grid-template-columns: 1fr;
  }

  .market-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .protection-main {
    padding-right: 0;
    padding-bottom: 22px;
    border-right: 0;
    border-bottom: 1px solid var(--line);
  }

  .hero-summary {
    max-width: none;
  }

  .application-panel {
    position: static;
  }
}

@media (max-width: 640px) {
  html {
    scroll-padding-top: 78px;
  }

  .site-header {
    min-height: 64px;
  }

  .brand span:last-child {
    display: none;
  }

  .hero {
    padding: 44px 0 24px;
  }

  h1 {
    font-size: clamp(2.45rem, 12vw, 3.8rem);
  }

  h2 {
    font-size: clamp(2rem, 9vw, 2.8rem);
  }

  .hero-actions,
  .step-strip,
  .calculator-top,
  .field-heading,
  .form-actions,
  .site-footer {
    align-items: flex-start;
    flex-direction: column;
  }

  .primary-button,
  .secondary-button,
  .form-actions button,
  .form-actions a {
    width: 100%;
  }

  .step-strip {
    display: grid;
    grid-template-columns: 1fr;
  }

  .calculator-section,
  .compare-section,
  .process-section,
  .market-section,
  .protection-section {
    scroll-margin-top: 78px;
    padding-top: 72px;
  }

  .value-input,
  .value-input.compact {
    width: 100%;
    justify-content: space-between;
  }

  .value-input input {
    width: 100%;
  }

  .quick-picks {
    grid-template-columns: repeat(3, 1fr);
  }

  .application-hero {
    padding: 44px 0 24px;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .process-steps,
  .market-grid {
    grid-template-columns: 1fr;
  }

  .compare-item {
    grid-template-columns: 1fr;
    gap: 8px;
    padding: 26px 0;
  }

  .compare-list {
    padding: 2px 18px;
  }

  .protection-panel {
    padding: 28px 18px;
  }
}